The DELPHI CARD^® has been providing companies with solutions to their healthcare benefits since 1990. The company was founded on the core principles of:

• The closer you tie the reward or consequences to the individual’s action, the higher the probability is for change in the desired direction.
  
  
• When you separate the purchaser and the user you violate sound economic principles.
  
  

The DELPHI CARD^® is a healthcare management and advocacy approach to healthcare that brings the consumer back into the decision process. We do this by providing both the company and employee the tools and information to make wise healthcare decisions.

The consumer is assisted in finding quality healthcare and information to make informed healthcare decisions by a health care coach. It is unique in that patients are not left to fend for the themselves, but are provided a personal health care coach that guides them through the healthcare maze.

The process of proactive continuous case management allows the employers to reduce their costs while delivering high quality care to their employees. Consumers are motivated to contact their personal health coach, learn about various options, and make their own decisions about what costs will be incurred. Once the contact is made, case management begins thus initiating a superior form of proactive risk management. The combination of these techniques, allow clients to achieve a much lower rate of healthcare utilization than any other plan in the market, resulting in reduced costs and better quality care. The DELPHI CARD^® system encourages the following:

• Contact between the patient or patients' family/support group and their health care coach, when possible, prior to using the health care system and at each step of and episode of illness.
  
  
• Readily available and understandable information comparing the measured quality and costs associated with various providers and treatment alternatives.
  
  
• Incentives to choose providers and treatment plans not only for quality but also for value.
  
  
• Health Reimbursement Arrangement Administration
  
  
• Professional assistance before and during each step of an episode of illness so patients understand how economics and medical treatment plans can be interwoven in a cost-effective manner.