CONSUMER-CENTERED HEALTH PLAN AND HEALTH CARE MANAGEMENT AND ADVOCACY
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SOMETHING HAS TO CHANGE
For twenty years DEPHI CARD® has been fighting to reduce employers' group health benefit costs while empowering their employees with tools and information that help them make wise healthcare decisions. Our clients' successes have happened because they're working with us to change the basic healthcare funding mechanism.
Look at the table1 below. Even though $15.7% of the 2007 U.S. GDP was spent on healthcare, in 2008 it still had the second shortest life expectancy and the second highest neonatal mortality rate of the other G8 countries!
Country | Life Expectancy2 | Neonatal Mortality Rate3 |
| Canada | 79/83 | 4 |
| France | 78/83 | 2 |
| Germany | 77/83 | 3 |
| Japan | 79/86 | 1 |
| Italy | 79/84 | 2 |
| U.K. | 78/82 | 3 |
| Russian Fdr. | 62/74 | 6 |
| U.S. | 76/81 | 4 |
1from World Health Organization's Global Health Indicators report.
2 Male/Female
3 per 1,000 live births
WORKING TO REDUCE COSTS
DEPHI CARD® realized long ago that healthcare-as-usual would bankrupt American business. That's why we began developing innovative methods of funding group health plans. Our group health plan management options utilize;
- Health Savings Accounts
- Health Reimbursement Arrangements
- Flexible Spending Accounts
- High Deductible Health Plans
- Full & Partial Self-Funding Options
- Birkman Relational Management
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